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  • Lowest Home Loan Rate 6.70%.

    We provide an excellent service for all types of Home loans

  • Lowest Car Loan Rate @ 7.25% only

    Get into a new of wheels faster with our Car Loan services..

  • Personal Loan to Suit Your Needs.

    Dial us @ 7288882288 and know your Loan eligibility in 2 mins

  • Mortgage Loans with Greate Rates 8.10%

    We provide an excellent service for all types of Mortgage loans.

About us

We are The Best Finance Agency in the Area

We at 365Loans.com, A Hyderabad based company since 10 years. Our area of service lies in providing an online comparison platform for diverse range of Loans. We assist customers to get Loans information and application portal of all offered loans in India, to get transparent view of loans and its interest rates depending on one’s interest.

With our on-going online assistance to – Loans, their interest rates and types of loan offers specific to client’s needs, pros and cons of loans of loans and every information that help customers to take right loan at right time. With our services and trust of customers, we are standing as one of the leading online loan services solutions for a changing world.

What We Do

Our Loans

By letting consumers compare different interest rates, processing costs, deadlines, and procedures for acquiring these various loans, and then assisting them in making the most advantageous and lucrative decisions, we help customers make informed and smart decisions.


Home Loans

Home loan is provided by top banks, but it’s a very daunting task to take decision to opt loan from which bank.

Personal Loans

Personal loan is framed to meet the unexpected incidents we come across in our life.

Car Loans

At some point of time in our life, we come across with the need of having a car.

Education Loan

Education is expensive, when students aim to have reputed institution or a foreign degree.

Mortgage loan

A Mortgage is a type of loan in which property or real estate are accepted as a collateral.

Business loan

If you have a plan to start a new business and you’re confident to get good revenue.

Get Your Credit Score

CIBIL(Credit Information Bureau (India) Limited) is also referred as Credit bureau


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Our Loan Partners

Bank NameInterest RateProcessing FeesTenturePartial PaymentFare ClosureProcess Time
HDFC Bank10-25%-13-45%Rs 999/- on entire Loan amount to 1.5%12 to 72 monthsNo PartPayment Charge,only for 10 Lakhs abovenil charges for above 10 Lakh,Otherwise 4.00%24 Hrs
ICICI Bank10.5% - 17.50%0.99% - 2.25%12 to 72 monthsNo PartPayment charge, only for 10 Lakhs aboveZero above 10 lakh & 12 EMI Paid, Otherwise 5.00%48 Hrs
Axis Bank10.25% - 21.00%0.5% - 2%12 to 60 monthsOption available from 1st month with 4% chargesN.A for above 10 Lakhs60 Hrs
Indus Ind Bank12.99% - 20.00%2%12 to 60 monthsNo option60 Hrs
Standard Chartered13.00% - 21.00%2.00% for salaried, 2.50% for self employed12 to 60 monthsNo optionUp to 5.00%3-4 Working Days
Yes Bank10.25% - 16.99%Upto 2%12 to 72 monthsNo optionNil Above 7.5Lacs48 Hrs
Kotak Mahindra Bank10.50% - 16.99%Rs.999 - 2%12 to 60 monthsNo optionZero above 10 lakhs loan amount, Else 5.00%60 Hrs
IDFC First10.99% - 21.00%Upto Rs.999913 to 60 monthsNo optionupto 5%60 Hrs
Citibank11.49% - 16.50%14 to 60 monthsNo optionUp to 3%72 Hrs
SBI Personal Loan11.95% - 16.55%2.00% - 3.00%15 to 60 monthsNo optionNIL72 Hrs
Tata Capital11.99% - 17.00%1.25% - 2.50%16 to 60 monthsNo optionNIL Foreclosure charges after 12 EMI72 Hrs
Fullerton India11.99% - 26.00%2.00%17 to 60 monthsNo optionUpto 7.00%, 0% after 3 years48 Hrs
Bajaj Finserv11.99% - 16.00%Upto 2.00%18 to 60 monthsNo optionUpto 4% post 1st EMI clearance48 Hrs
Bank NameInterest RateProcessing FeesTentureFare ClosureProcess Time
HDFC Bank6.75% p.a. onwards*0.5% - 1.5%Upto 30 Years0% - 2%4 days
ICICI Bank6.90% - 7.60%0% - 0.50% (plus Applicable Taxes)Upto 30 YearsZero prepayment charges on floating rate loans7 days
Axis Bank6.90%Up to 1% or min. Rs. 10,000/-30 Years0 - 2%7 days
Indus Ind Bank6.70% onwardsUp to 0.5% of loan amount + GSTUpto 30 YearsNo prepayment charges for floating rates10 days
Standard Chartered7.99% onwardsUp to 1% of the sanctioned amountUpto 25 Years2.5% of the principal outstanding7 days
Yes Bank8.95% onwards2% or Rs. 10,000 (whichever is higher) + GSTUp to 35 yearsNil for floating rate loans, 2.5% on the principal outstanding for fixed-rate loans10 days
Kotak Mahindra Bank6.65% - 7.10%Up to 0.50% of the approved amount + GST1 - 20 YearsZero charges on prepayment/foreclosure10 days
IDFC First7.00% onwardsUp to Rs. 10,000 (additional premium is charged based on risk profile)30 yearsNA8 days
Citibank6.75% p.a. - 7.44% p.a.Up to Rs. 5,000/-25 Years0 - 2%10 days
SBI Personal Loan6.90% - 9.70%0.35% - 1% of loan amount1 - 30 YearsNil5 days
Tata Capital8.50% p.a2.00%One time feeUp to 30 YearsNIL for own-source payments ,2% for non-individuals and balance transfer on fixed-rate7 days
Fullerton India9.99% – 21.00%Upto 3% of the loan amount30 YearsNIL for individuals on floating rate loan. For non-individual borrowers, a charge of 5%-7% of the prepayment amount. However, there are charges in case of fixed rate of loan.15 days
Bajaj Finserv6.75% onwardsUp to 1% of the loan amount + GST and other applicable statutory leviesUp to 20 yearsPre-payment and foreclosure allowed without any penalty.15 days
Bank NameInterest RateProcessing FeesTentureFare ClosureProcess Time
HDFC Bank16% onwardsUpto 2.50% of loan amount (Min. Rs. 2,359 – Max. Rs. 88,500)12 months – 48 monthsNo pre-payment permitted until repayment of 6 EMIs2 DAYS
ICICI Bank18% p.a. onwardsUp to 2% (plus applicable taxes) of the loan amount7 yearsTo be charged as per the termed and conditions mentioned in the sanction letter2 DAYS
Axis Bank15% onwardsUp to 1.75% of loan amount + applicable taxesNil3 DAYS
Indus Ind Bank12% to 23%0.5%- 2%5 Years4% post 12 EMI clearance3-4 working Days
Standard Chartered17.25% p.a. onwards2% of the amount disbursed60 months5% of outstanding Principal2 DAYS
Yes Bank13.25% to 19.99% (Fixed Rate)Up to 2.50% of the loan amount, min. of Rs. 99912 months to 60 monthsNil, Until 6 months2 DAYS
Kotak Mahindra Bank15% onwards2% of the loan amount + GSTUp to 48 monthsNot available for business loans3 DAYS
IDFC First20% onwardsUp to 3.5% of the loan amountMin. 12 months – Max. 5 years5% of Principal loan outstanding, at the time of loan closure for Simple Business Loan4 DAYS
Citibank8% onwardsUp to 2% of the sanctioned loan amount5 YEARSUp to 2% of the outstanding amount
SBI Personal Loan11.20%From 2% to 3%From 12 months to 48 monthsAllowed after 6 EMI's, 3%3 DAYS
Tata Capital18% onwardsUp to 3.5% of the loan amountMin. 12 months & Max. 36 months4.5% of the principal outstanding on the ongoing business loan3 DAYS
Fullerton India17% onwards6.5% of the loan amountFrom 12 months to 60 months0 to 6 EMIs fully paid- Not allowed
7 to 17 EMIs fully paid – 7%
18 to 23 EMIs fully paid – 5%
24 to 35 EMIs fully paid – 3%
36 or more EMIs fully paid – 0%
Bajaj Finserv18.00%Upto 2% of loan amountFrom 12 months to 48 monthsAllowed after 1 EMI's, 4%4 DAYS

Bank NameInterest RateProcessing FeesTentureFare ClosureProcess Time
HDFC Bank7.95% to 8.30%0.5% of Loan Amount subject to minimum of Rs.3500/- and maximum of Rs.8000/-12-84 monthsNo foreclosure allowed within 6 months from date of availing the car loan2-3 days
ICICI Bank8.82% - 12.75%Lower of 2% of loan amount or Rs.15,00012-72 MonthsLower of 5% on interest or % on principal due for remaining loan tenure4-5 days
Axis Bank8.50% - 11.25%Up to 3% of the loan amount12-72 MonthsNA2-4 days
Indus Ind Bank8% Onwards0.5% of the loan amount12-72 MonthsNA2 days
Standard Chartered10.89% - 21% p.a.Up to 3% of the loan amount1 to 5 yearsNA4-7 days
Yes Bank9.25%Up to 1%Up to 7 years6% of principal outstanding within 6 months to 24 months from 1st EMI, 5% thereafter3 days
Kotak Mahindra Bank8% - 24% per annumUp to 3% of the loan amountUp to 7 years5.21% + taxes2 days
IDFC First12.5% p.a.- 18% p.a.Up to 3.50% of the loan amount + GST1 to 4 years 5% of the outstanding principal amount7 days
Citibank10.50% p.a. – 17.99% p.a.Up to 3% of the borrowed loan amountUp to 60 monthsUp to 4% of the outstanding principal plus interest for the ongoing month4-7 Days
SBI Personal Loan7.70% and 13.25%0.40% of the loan amount plus GST.7 years.NA4-7 Days
Tata Capital12.50%Rs.5,000 or 5% of the principal outstanding at the time of foreclosure plus GST7 years.Rs.5,000 or 5% of the principal outstanding at the time of foreclosure plus GST3-5 days
Fullerton India11.99% - 25% per annum3% - 6%1 year to 5 yearsAfter 3 years from the date of agreement - No pre-closure charges applicable4-7 days
Bajaj Finserv11% to 19% per anum4% plus aplicable taxes1 year to 5 years4% aplicable taxes on the outstanding loan amount3-4 days

Bank NameInterest RateProcessing FeesTentureFare ClosureProcess Time
HDFC Bank8.25% onwardsUp to 1.50% of the loan amount or Rs. 4,500 whichever is higher, plus applicable taxes.Up to 15 yearsNA10 day
ICICI Bank9% onwards (floating)1% of the loan amountUp to 15 years4% on the principal outstanding*10 day
Axis Bank10.50% onwards (floating rate)1% of loan amount or Rs. 10,000 (whichever is higher)Upto 20 yearsNon-individuals – 3%, if the amount pre-paid exceeds 25% of the principal outstanding during a calendar quarter, else no prepayment penalty.10 day
Indus Ind Bank10.75% to 14%up to 3%15 yearsNA10 day
Standard CharteredStarting from 7.99% p.a.up to 3%25 years.NA10 day
Yes Bank9.35% to 10.50% p.a.2% of the loan amount plus GST or Rs.10,000, whichever is higher25 years.NA10 day
Kotak Mahindra Bank6.65% onwards0.25%- 0.5% of loan amount and Statutory Dues + GSTUp to 20 yearsFor part prepayment made over 25% of the outstanding loan amt. – 4% of the excess prepayment amt. shall be charged10 day
IDFC First8.15%Up to 1% of the loan amountUp to 15 yearsPrepayment of more than 25%: 2%+ taxes and surcharge10 day
Citibankstarting from 8.70%*p.aUp to 0.75% of the sanctioned loan amountUp to 15 years4% for first 3 years and 2% thereafter10 day
SBI Personal Loan8.45% p.a. onwards1% of loan amount + GST (max. Rs. 50,000)5 – 15 yearsNil10 day
Tata Capital10.10% onwards1% of the loan amount + GST1 – 15 years4% of the outstanding principal10 day
Fullerton India7.99% onwardsUp to 3% of the loan amountUp to 30 yearsNo prepayment charges for partial/full prepayment10 day
Bajaj Finserv6.75% onwardsFor salaried individuals: Up to 0.80%
For self-employed individuals: Up to 1.20%
Up to 20 yearsNo foreclosure charges for floating rate loans availed by individuals10 day

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Hear It From Our Clients

Dachepalli Divya Reddy Personal Loan.

"Really Iam happy with the services provided by 365eloans & Axis Bank team, They gave me step by step updation on my Loan status. Special Thanks to Mr.Swamy (365eloans employee). I'll suggest this company, for best Loans suggestions."

Kambala Murali Krishna Personal Loan.

"I took a personal loan from HDFC using 365eloans.com service. It is more convenient and easy to navigate within site. They offered me less rate of interest and less processing fee as per market. They explained all the possible scenarios and took less amount of time to get it approved. It is pleasure to have one stop solution for all types of loans in this 365eloans.com site."

Prashanth Personal Loan.

"The 365eloans.com made my life easier. I was in deadly need of funds due to my personal requirements and i found loans99.com which made me to forget all the worries for the shortage of funds.Their process is very simple and they are the best in this domain because they charged very minimal processing charges which are negligible and entire process was taken over by their team easily. I received the loan amount in just 24 hours by their super speed process. I recommend 365eloans.com."

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