Personal Loan

PERSONAL LOAN

  • Personal info
  • Loan Eligibility
  • Final submission
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Personal Loans:

Personal loan is framed to meet the unexpected incidents we come across in our life. It may be  for multiple purposes expenditure which encompasses- wedding, Vacations, Honeymoon, home renovation projects, Fees for School or colleges, Purchase of consumer durables, Short Term Working Capital, or any other immediate financial needs. Applying for personal loan is bit easier, quick and convenient task. If you go with right guidance and at right time by leveraging the offers.

Personal loan Eligibility

  • Age limits 21 Years to 58 Years.
  • Per Month income minimum of Rs.20000 in Metro cities needed.
  • Per Month income minimum of Rs.15000 needed in other cities like Tier 1, 2 & 3.
  • Avarage Interest rate for Personal Loan 15%. Minimum 10.99% and maximum 35%
  • Minimum Loan amount Rs.50,000/- Maximum loan amount Rs.30,00,000/-
  • Min Job Stability should be more than 6months for salaried with latest 3 months payslips.
  • Minimum business stability should be more than 3years with latest 2 years I.T.R.

Benefits of personal loans:

  • Easily Available
  • No Agent or Middleman Involved
  • Unsecured Loan
  • Less Processing Time
  • All Purpose Loan
  • Minimum Paperwork
  • Schemes and Offers
  • Amount and Tenure

Documents For salaried

one Color Photo





Permanent Address proof

Latest 3 months payslips

Latest 4 months Bank Statement

Latest Year Form-16

3 Years of Job experience letters.

List of documents for Professionals

Two Color Photo

I.D Proof

Adrdress proof with present residence

Permanent Address proof

3 years I.T.R/3 months payslips

Latest 6 months Bank Statement

Qualification certificat/registration certificate

experience Certificates

List of documents for Self Employees

Two Color Photo

I.D Proof

Adrdress proof with present residence

Permanent Address proof(Own House proof)

3 years I.T.R

6 months Bank Statement

Business Proof

PERSONAL LOAN EMI CALCULATOR

Personal Loans F.A.Q